What’s the difference between Pay in 4 and Financing with Klarna?

Pay Later In 4 

This allows you to split the cost of a purchase between $35 and $2,500 into 4 interest-free payments, paid every 2 weeks. No interest. No catch. Just more time to pay for the things you love.

Monthly Financing

Our transparent credit options offered in partnership with WebBank, member FDIC, give you flexible financing you need to seamlessly shop larger purchases between $149 and $10,000.